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Personal Finances Tech Valley has a great number of banks, credit unions and other financial institutions for your personal finances, including local community, regional, super regional and national banks. Banks offer a full range of electronic, telephone and online services that make banking fast, easy and convenient. There are hundreds of branches and thousands of automated teller machines (ATMs) to conduct your banking in person or electronically. With automated telephone and online services, you may manage your money 24 hours a day, seven days a week from virtually anywhere in the world. You may also want to consider meeting with a financial planner to help ensure you have the right investment strategy to meet your short- and long-term goals. Checking Accounts A variety of checking account options are available to meet all of your banking needs. Credit Establishing a good credit history is essential in obtaining home and car loans and credit cards. Saving & Investing There are a number of ways to save money for your short- and long-term goals.